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Steven Fletcher

Revisiting Our Thesis

The real estate business isn't rocket science but it does require the integration of countless details and sub-market knowledge to execute at a high level.

 

As you may know, our approach is quite simple:

 

1.) We buy architecturally defining apartment buildings in walkable, supply constrained markets.

 

"Supply constrained" indicates that it's incredibly difficult to execute construction in these locations and even harder to produce new inventory.

 

The neighborhoods we target are all located within historic districts, which govern all development within their boundaries.

 

Within these areas, you're forced to work with what you have.

 

You can't tear down a duplex to build 25 new apartments (they didn't build too many large apartment complexes in the 1920's so these are largely 2-10 unit properties).

 

For the most part, the inventory that currently exists will comprise the majority of apartments in the future as well.

 

A great predicament for us.

 

"Architecturally defining" just means historic and/or cool.

 

We have no interest in buying sardine cans in the suburbs with vinyl siding. 

 

2.) Underwrite and utilize leverage conservatively

 

We're not looking for a quick rip and instead, focus on stabilized yield on cost over long-term holding periods.

 

3.) Execute quality construction and property management

 

We do things the right way: submit permits weeks to months in advance of deadlines, use vetted/licensed contractors, purchase quality materials (that will last), and steward properties well.

 

4.) Refinance them opportunistically to return capital in a tax efficient manner.

 

-While still maintaining ownership and income streams

 

5.) Hold them indefinitely

 

Our strategy is merely what the wealthiest families in our markets have done for decades.

 

Buy good assets and keep them for a long time.

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